Experience Bay Front Living. Custom built, 5BD, 5BA, overlooking waters of St Joe Bay. Navigable water to shared dock, your gateway to boating/paddling adventures. Deeded beach access. Heart of pine flooring, hurricane shutters, ceiling fans, recently renovated, new carpet, paint, lighting, stainless appliances. Level 1: Open kitchen/living/dining area, screened deck #1, stunning bay views, plus laundry room and BD#2 w/bath. Attached via 2nd screened deck is studio apartment w/kitchen and BD#3, private entrance, provides great rental income. Level 2: Master BD/BA #1, screened deck #3, bay view, also BD#4 with gulf and bay views, private bath. Level 3: bonus BD#5, bay view window seat, private bath. Ground level: Large garage, 3 storage rooms, outdoor shower, and patio. RV parking space with water/sewer hookup. Furnishing may be for sal